Shaney’s Personal Debt Reduction Goals Journey for February


My personal goals for February 2022 starts with my health.

Health:

  1.   Reduce my weight by 6kg. I presently weigh 91Kg, and I would need to get this down to 55kg. I am going to do this within six months. My reward would be a 1-2-1 with no other than lifestyle coach Kevin Samuels. I am intrigued to hear what he has to say about my situation.
  2. To attend my appointment at London Smiling at Goodge Street to fill out my fillings on one side of my mouth. Once I complete my second appointment, my reward is to treat myself to teeth whitening.

Debt:

  1. To pay off my second instalment for my credit card. After this, I have one more payment, and the credit card is paid off. For my reward, I will treat myself to a Lamy fountain pen – one in ocean blue and purple if I can find that colour.
  2. To reduce my overdraft by a further third to 300 pounds. I am not going to reward myself for paying this off. I know that I shouldn’t have gotten into the overdraft.
  3. Write a four weekly finance diary and budget for paying members to have a look at it.

Passive Income Generation:

  1. A lifestyle blog: To write and post 25 unique quality blogs about anything I like. If I can draw the illustrations for each blog, it would be a bonus. It would get me back to being creative, get me back to drawing.
  2. Rose Bush Project: Allotment plant 6 rose bushes and put up and secure the rest of the canes. ( I am a creative)
  3. Tiny Back Garden Project: To plant additional trees in tubs and plant up seeds in a greenhouse. 

Let’s see whether I can achieve this for this month.

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